Despite this, California's costs are more affordable than most of its neighbors. The benefit is designed to provide financial aid to help offset the cost of long-term care for those who need assistance with daily activities of life, such as bathing, dressing, eating, going to the bathroom, and commuting. Many nursing homes also offer some form of social programs, with recreational activities, games and entertainment. That's the average cost in the state of a semi-private room, according to a survey released by the MetLife Mature Market Institute*.
Comparing Costs in California with Nearby States You can search the costs for any state in Nursing Home Prices in the U.S. UU. Skilled nursing facilities are residential facilities that offer skilled nursing care 24 hours a day, in addition to other support services. However, some offices of the Area Agency on Aging may have funding to help with the cost of adult daycare.
Of all the long-term care options, including assisted living, home health care, and adult day care, nursing homes provide the most comprehensive care. In addition, you must meet the financial eligibility criteria for Medi-Cal and cannot live in your home safely without IHSS services. Medi-Cal pays for nursing home expenses for approximately 65% of California nursing home residents. The following data shows average costs by facility across California, so actual costs of care can vary dramatically at your specific location.
Long-term care expenses are costly and likely, so it's best to incorporate them into your retirement plan so you don't get surprised and don't get caught off guard in the future. Whatever happens, it's worth considering the need for long-term care costs as part of your retirement plan. So how can you include these expenses in your retirement plan if you had planned to mitigate housing costs in the remaining years of your life? If you have excessive income for Medi-Cal, but have high health care expenses, such as nursing home fees, then you may qualify for a program called Medi-Cal cost-sharing (SOC). Number 8 out of 51 in this survey, California ranked eighth for the cost of a nursing home room in the United States, according to this survey.
However, in California, to help with the costs of assisted living facilities, the state has created a Medi-Cal program called the Assisted Living Exemption (ALW) that pays for ALFs in some counties.